\documentclass[letterpaper]{book}

%\usepackage[english]{babel}
%\usepackage[utf8]{inputenc}
%\usepackage{background}
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%    contents={
%        \includegraphics[width=\paperwidth,height=\paperheight]{img/paper}
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%}


\begin{document}

\section{Character Name}

* Player Name

* Character

* Concept

* Nation

* Religion

* Reputations

* Wealth

\subsection{Arcana}

\subsection{Stories}

* Name

* Goal

* Reward

* * Step 1

\subsection{Traits}

* Brawn

* Finesse

* Resolve

* Wits

* Panache

\subsection{Skills}

* Aim

* Athletics

* Brawl

* Convince

* Empathy

* Hide

* Intimidate

* Notice

* Perform

* Ride

* Sailing

* Scholarship

* Tempt

* Theft

* Warfare

* Weaponry

Rank 3 Re-Roll a single die

Rank 4 Sets of 15 = 2 Raises

Rank 5 10s explode (+1 die)

\subsection{Death Spiral}

* 1 - +1 bonus die to all risks

* 2 - Villains gain +2 bonus dice

* 3 - Your 10s explode (+1 die)

* 4 - You become helpless

\subsection{Backgrounds}

\subsection{Advantages}

\subsection{20 Questions}

\end{document}